Conrad D’Souza Joins Capital Small Finance Bank’s Board
Capital Small Finance Bank has appointed Conrad D’Souza as an independent director on its board. The appointment brings more than four decades of banking and financial services experience to the bank's governance.
- Role: independent director, contributing to governance and strategic oversight
- Experience: over four decades across banking strategy, treasury, investor relations, corporate finance and institution building
- Longest post: more than 39 years at HDFC Limited, as a member of executive management and chief investor relations officer, and earlier as treasurer
- Involved in: the HDFC Bank project, the HDFC Limited and HDFC Bank merger, and major capital market transactions
- Development work: advised and worked with USAID, UNDP and IFC across Asia, Africa and Eastern Europe on mortgage finance institutions
- Current boards: Motilal Oswal Financial Services, Chalet Hotels, Bharat Bijlee, Prism Johnson, Asianet Satellite Communications, Camlin Fine Sciences, Niwas Housing Finance, Raheja QBE General Insurance and Avendus Finance, among others
- Earlier board roles: independent director at Nations Trust Bank PLC in Sri Lanka from 2016 to 2025, and adviser to Bandhan Bank from 2024 to 2026
- Education: a master's in commerce and a diploma in financial management from the University of Mumbai, an MBA from South Gujarat University, and the senior executive programme at London Business School
An Unusual Board Signing For Capital Small Finance Bank
Because the specialism is capital markets communication, not lending. Investor relations and treasury sit on the funding side of a bank, and for an institution of this size the binding constraint is usually access to capital rather than demand for credit.
The HDFC merger experience is the other half. Few people in Indian banking have worked through an integration of that scale from the inside, and that knowledge is as useful for avoiding one as for executing it.
What It Signals About Capital SFB
Board-building ahead of scale. Independent directors with this profile are usually recruited when an institution expects to spend more time in front of investors and regulators than it has previously, which tends to precede a change in licence, structure or funding mix rather than follow it.
What The Bank Said
Capital Small Finance Bank said D’Souza will contribute to its governance and strategic oversight, drawing on experience in banking and financial services to support the bank's continued growth and long-term objectives.
More on the company at capitalbank.co.in. More people.